I don’t mean to sound pessimistic but how prepared are we for something uncertain that will come our way. Sudden illness, death, burglary and natural disasters are inevitable, therefore what is possible to do is to mentally and resourcefully prepare ourselves for any bad news that might come our way. Traditionally insurance is scoffed upon as day light looting. To our grand moms and dads and to the older generation insurance was almost unheard of therefore them having an understanding on the concept and knowing a little bit of this and little bit of that is farfetched.I cannot imagine grandma May wrapping her head around heavy vehicle insurance and all the Jargon associated with it, even as an individual conversant with the general concept truck insurance is quite unheard to me. Its existence known to a group of people who actually require it! 

Heavy vehicle insurance is applicable for refrigerated transportation, vehicle transporters and any other vehicle used in the haulage industry including fuel and chemical transportation vehicles. It is also given the name Truck insurance as most vehicles eligible for insurance under this criteria are actual trucks or transportation vehicles that are very similar to them. And heavy vehicle insurance is not exclusively for business purposes only, if you have a heavy vehicle you own for your own personal use that too is eligible in order to play down all of the above mentioned risks.Truck insurance brokers help businesses concentrated around delivery and construction to procure insurance for themselves in order to protect themselves, their businesses and any external party associated with same. Though there are extended and extensive versions of it, the most fundamental truck insurance cover would relate to damages your truck might cause to third parties. And it’s more industry specific covers may also extend to sensitivities such as Pollution; for the pollution caused when your truck transporting hazardous chemicals slips on the road due to ice on the road etc., and Spoiled cargo due to reefer failure; included in covers designed the frozen meat transporters specifically. See this post to find out more reviews regarding truck insurance.

A truck insurance broker is good for you because unlike the insurance agents they are not here to capitalize on a specific insurer and push their product to us. With insurance brokers, how it goes down is that they work for the client, which is us. Through their professional and industry specific knowledge and know how they are able to help us sleep a little better at night! Sleeping better knowing that you, your team and your business is safe!

Relocating Your Business Premises Tips

Relocating your business premises to a new location is not a very simple task. In fact it requires a lot of pre planning to go as smoothly as you would wish it to be. It is very vital that your relocating affects all your stakeholders positively. There are some very important tips to keep in mind when relocating your business premises.

Read below to find out some very important pointers that you should know!


The area where you are locating your business should be one that will help you flourish in terms of business activity. Always make sure that you locate your business in a prime location that is well known for your business type. Also the area should be one that is easily accessible to all your stakeholder parties. Inconvenience to reach your business may make them to look for options.

Floor area

Another important thing to look for when relocating your business, is the floor area available. You should always move into a place that will allow for some expansion in the near future. For instance, you should be able to accommodate a few more staff in to your business premises comfortably, without making the premises look too over crowded. You should ensure that each employee has sufficient co-serviced office Causeway Bay in the company. There are also legal requirements on the amount of floor area required to have in accordance to the number of employees working there.


The cost of relocation is an obstacle that will need to be tackled with. You should always preplan on how much you can afford to be spending as business premises acquisition. It is vital that you have the estimates way ahead of time and make any financial arrangements that you may need to make. You always need to make sure that you have looked into all possible alternatives before selecting one. When it comes to business premise acquisition the cost can be a huge burden to the business. As the investment is quite high. So you can consider options like going for rent instead or getting a place in a serviced office, which is highly cost effective.


 You will also need to take paramount interest in ensuring that the area you are relocating to is safe in terms of burglary and or theft. Also the employees in no way should feel the need to compromise their safety ever, when traveling to or for your premises. So always make sure that you take a look into the security detail with much significance.